Austin Williams
Austin Williams
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This Is Why You Can’t Save Money
These are 10 common reasons why people have trouble saving money.
If you would like to support my channel!: www.buymeacoffee.com/williamsauQ
Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ
Chapters
00:00 Start Here
00:37 Not Having Money Saved
01:50 An Expensive Car Payment
02:58 Not Buying Quality
04:29 Being House Poor
05:33 You’re Living Alone
06:51 Your Vices Control You
07:55 They’re “Unlucky”
08:59 You Don’t Earn Enough Money
09:57 You Don’t Have A Strong Enough Why
10:50 You Live A Chaotic Life
Some people are very good at saving money and have a high savings rate, while other people are very bad at saving and have a low savings rate or do not save anything at all. People who have trouble saving often don't understand the reasons why they are unable to save. In this video, I share 10 common reasons why people can't save money.
1. Not Having Money Saved
It's hard to save money when you don't have money saved because when a surprise expense comes in life, you're easily knocked down and have trouble getting ahead. Once you are behind financially, it is very hard to get back ahead. If you don't have money saved, it is important to take drastic measures to save money because until you have money saved, it is very hard to save money.
2. An Expensive Car Payment
Cars at the number one wealth killer because they are so expensive. The average monthly payment for a new car is over $700 and for a used car is over $500. It is important to not fall into the trap of getting an expensive car payment because they prevent you from being able to save more money.
3. Not Buying Quality
Although it is important to not overspend on an expensive car payment, it is also important to not under spend and get a bad quality car that causes you a bunch of problems. Many people will buy bad quality things and then constantly have to pay more because of the quality.
4. Being House Poor
The biggest expense in most people's budget is their rent or mortgage and the rule of thumb is that your rent should not exceed 30% of your income; however, many people spend more than that on their rent and are unable to cover their other expenses and save. This is called being "house poor." Many people are house poor where too much of their budget goes to their rent and they're unable to save.
5. You’re Living Alone
The reality in today's housing market is that most people are unable to afford keeping their rent under 30% of their income unless they live with other people. Living alone is very expensive because you have to pay for 100% of all expenses. Many people have trouble saving money because they live alone.
6. Your Vices Control You
Vices like cigarettes, beer, and lottery tickets often create many financial problems for people where even though they're struggling financially, they spend their money on these vices because they control them. Many people are unable to save money because their vices control them.
7. They’re “Unlucky”
Some people seem to run into more financial surprises than others and they often think it is because they're unlucky. Having bad luck over along period of time often means that they're are making bad decisions. If you always have bad things happen to you, look at your decisions and you might be able to save more.
8. You Don’t Earn Enough Money
Although it is important to cut out small expenses like eating out or switch to a low cost cell phone plan, the biggest factor that determines how much you can save is your income. If you are making a low salary, it is will be hard to ave no matter how many corners you cut.
9. You Don’t Have A Strong Enough Why
An important thing that motivates people to save money is knowing the reason they are saving. Many people struggle to save money because they don't have a strong enough why.
10. You Live A Chaotic Life
Some people are unable to save money because they live chaotic lives where they don't budget, don't have a plan, and are always stressed out, which causes them to spend more. If you life a chaotic life, it is important to make intentional decisions to bring order in your life so you are able to save more money.
**Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. **
Переглядів: 17 227

Відео

Why Being Frugal Is So Important Right Now
Переглядів 31 тис.19 годин тому
Now more than ever it is important to live a more frugal life. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:08 The Unintended Effects of COVID Response Are Still Unknown 02:46 The Modern Economy Is Extremely Fragile 04:22 World Order Is Being Challenged 05:32 Job Securit...
12 EASY Ways to Live Below Your Means and Save More
Переглядів 45 тис.День тому
How to live below your means and save more. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 00:28 Focus More On What You Spend, Rather Than What You Make 01:26 Start Viewing Money As Time 02:19 Know Your Numbers 02:58 Know When More Doesn’t Make You Happier 03:46 Treat Treats ...
Why The American Dream Is DEAD
Переглядів 20 тис.14 днів тому
Stop data brokers from exposing your personal information. Go to my sponsor aura.com/austinwilliams to get a 14-day free trial and see how much of yours is being sold. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 The 'New' American Dream 01:24 Part 1: Why Young People Are Leaving Rich...
The REAL Reason No One Wants To Work Anymore
Переглядів 61 тис.21 день тому
It's so obvious why no one wants to work anymore...this is why. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:19 People Just Don’t Want To Be Treated Badly 02:42 People Are Sick of Being Treated Like Pieces of Data 04:11 Most Jobs Don’t Have A Clear Purpose Anymore 05:28 ...
15 Common ‘Necessities’ That Frugal People Don’t Buy
Переглядів 30 тис.21 день тому
Are they really a necessity? If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 00:57 An Amazon Prime Membership 01:57 Anything Unnecessarily Fast And Convenient 02:32 Fiber Internet 03:17 Expensive Phone Plans 03:50 Unlimited Data 04:34 New Cell Phones 05:11 Organic, Gluten Free...
This Is Why America Is Living Paycheck To Paycheck
Переглядів 59 тис.28 днів тому
7/10 Americans are living paycheck to paycheck and the problem is cultural. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:47 We’re A Culture Without A Historical Identity 03:23 We’re A Culture Composed of Individuals 04:45 We're A Culture With A Broken Family Structure 06...
Do This EVERY Time You Get Paid (Paycheck Routine)
Переглядів 18 тис.Місяць тому
Once a month, when I get paid, I do these nine things that help me stay on track with my financial goals. Budgeting For Beginners Video: ua-cam.com/video/-vVp185Sq24/v-deo.html Free Spending Tracker Spreadsheet: docs.google.com/spreadsheets/d/1Nl9VjBFTvgN3o2cmBEvZHNhNs-Z8cCj60natgBKahTg/edit?usp=sharing *(To make copy go to "FILE and MAKE A COPY")* If you would like to support my channel!: www....
7 Things That Will TRIGGER The NEXT Great Recession
Переглядів 15 тис.Місяць тому
All recessions have things in common. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:13 A High Period 02:26 The End of Bad Times 03:56 Speculation 05:39 Irresponsible Lending From Banks 07:07 Irresponsible Spending By Individuals 08:35 Unforeseen Events 10:20 Lack of Prepa...
15 EASY Frugal Hacks That Lower My Cost of Living by 25%
Переглядів 29 тис.Місяць тому
15 ways I lower my monthly expenses by 25%. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:00 Turn Heating/Air Down When Sleeping 01:48 Don’t Keep The Thermostat On When Not Needed 02:22 Compare Utility Rates Every Six Months Or Year 03:12 Go Paperless & Auto Pay 03:49 Dit...
Why Net Worth Explodes After $100K
Переглядів 119 тис.Місяць тому
Once you reach $100,000 everything starts to change. Here's why. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:14 The Power of Scale 02:19 The Magic of Compound Interest 04:04 Making Money Starts To Go From Active to Passive 05:25 The Power of Margin 07:07 The Mastery Of ...
10 Things BIG TECH Forces You to Waste Your Money On
Переглядів 19 тис.Місяць тому
Stop data brokers from exposing your personal information. Go to my sponsor aura.com/austinwilliams to get a 14-day free trial and see how much of yours is being sold. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 00:54 Dynamic Pricing Models 02:01 Planned Obsolescence 05:05...
10 Consumerism Trends Manipulating You to Spend Money
Переглядів 19 тис.Місяць тому
We're being manipulated to spend more money by these various marketing strategies. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:09 Target Advertising 02:26 All Access Advertising 03:38 Bot Reviews 04:43 Secret Sponsored Content 05:45 Polarized Marketing 07:01 The Subscri...
10 Frugal Living Hacks to SURVIVE High Cost of Living Areas
Переглядів 37 тис.2 місяці тому
Living a frugal life in a high cost of living area isn't impossible, it's actually a necessity. Here are 10 frugal hacks for high cost of living areas. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Budgeting Video: ua-cam.com/video/-vVp185Sq24/v-deo.html Chapters 00:00 Start Here 00:54 Live In A Cent...
I Quit My Job with No Backup Plan and It Worked! (Update)
Переглядів 19 тис.2 місяці тому
A look back on this past year and a half of quitting my job with no backup plan. If you would like to support my channel!: www.buymeacoffee.com/williamsauQ Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ Chapters 00:00 Start Here 01:35 If You Want Something In Life, You Have To Take It 02:28 Whether You Think You Can or Can't, You’re Right 03:26 Luck Is When Preparation Meets...
7 Things That TRIGGERED The Cost of Living Crisis
Переглядів 34 тис.2 місяці тому
7 Things That TRIGGERED The Cost of Living Crisis
How To Manage Your Money So You Can Live Your Best Life
Переглядів 20 тис.2 місяці тому
How To Manage Your Money So You Can Live Your Best Life
How I Saved My First $100,000 (My Formula)
Переглядів 75 тис.2 місяці тому
How I Saved My First $100,000 (My Formula)
Why Saying ‘No’ to Money Is Important
Переглядів 18 тис.2 місяці тому
Why Saying ‘No’ to Money Is Important
How I EASILY Saved $10K in One Year on a Low Income
Переглядів 20 тис.2 місяці тому
How I EASILY Saved $10K in One Year on a Low Income
Why People Who Get Rich Quick ALWAYS Go Broke
Переглядів 16 тис.3 місяці тому
Why People Who Get Rich Quick ALWAYS Go Broke
How The 9-5 Job Keeps You BROKE
Переглядів 27 тис.3 місяці тому
How The 9-5 Job Keeps You BROKE
10 Spending Habits You Need To Stop RIGHT NOW
Переглядів 26 тис.3 місяці тому
10 Spending Habits You Need To Stop RIGHT NOW
Why Being CHEAP Is Important
Переглядів 50 тис.3 місяці тому
Why Being CHEAP Is Important
Why LOOKING Poor Is Important
Переглядів 354 тис.3 місяці тому
Why LOOKING Poor Is Important
How To Upgrade Your Lifestyle Without Going Broke
Переглядів 28 тис.3 місяці тому
How To Upgrade Your Lifestyle Without Going Broke
Why Everyone Is BROKE
Переглядів 107 тис.3 місяці тому
Why Everyone Is BROKE
10 Money Management Tips For Extremely Busy People
Переглядів 29 тис.3 місяці тому
10 Money Management Tips For Extremely Busy People
10 Frugal Living Rules For Spending Money On Yourself
Переглядів 54 тис.3 місяці тому
10 Frugal Living Rules For Spending Money On Yourself
Index Funds For Beginners: A Step By Step Guide To Index Investing (2024)
Переглядів 22 тис.4 місяці тому
Index Funds For Beginners: A Step By Step Guide To Index Investing (2024)

КОМЕНТАРІ

  • @ares23dc
    @ares23dc 2 хвилини тому

    I do not agree with your meat argument. In UK vegetables and fruits are very expensive, same as meat.

  • @ubcroel4022
    @ubcroel4022 5 годин тому

    Because there's nothing but trash jobs out there. They want 2-5 years experience for entry level jobs and pay 10-15 an hour. There's also shit tons of ghost jobs. Hate being a millenial.

  • @ChestyPuller1775
    @ChestyPuller1775 5 годин тому

    I have $1000 to invest is Charles Shwab a good broker for a beginner like me

  • @doctork1708
    @doctork1708 6 годин тому

    Why are you repeating yourself throughout the video. Groceries are far more expensive and poorer quality. Okay pretty boy.

  • @doctork1708
    @doctork1708 7 годин тому

    I can’t afford roommates. They have ALWAYS cost me money and I am NOT alone in this. In addition, most people are horrible to live with. Also, Dealerships are big scammers. Terrible advise.

  • @leinster22
    @leinster22 7 годин тому

    Don’t play poker when a marked deck is in use. The guy ( employer) across from you with that pile of unsteady chips is sniggering at you and your pathetic five chips. You can’t win you will never win.

  • @dianadolledup
    @dianadolledup 8 годин тому

    Do you need to open a Roth IRA to invest in an Index fund?

  • @observer134
    @observer134 8 годин тому

    really enjoy your videos 😀

  • @kevinali3700
    @kevinali3700 8 годин тому

    Great information

  • @Rodriguezpaul-9
    @Rodriguezpaul-9 9 годин тому

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer

    • @Brucelanham845
      @Brucelanham845 9 годин тому

      I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

    • @Teresalepore019
      @Teresalepore019 9 годин тому

      Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

    • @Jessecote875
      @Jessecote875 9 годин тому

      The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

    • @Josephbasta827
      @Josephbasta827 9 годин тому

      I'm new at this, please how can I reach her?

    • @Charlottehornets4
      @Charlottehornets4 9 годин тому

      Her good reputation already speaks for her .I’m also one of the beneficiary of Natalie Strayer. So happy I gave it a trial after being skeptic of the process.

  • @jcnredpizzawindow2219
    @jcnredpizzawindow2219 9 годин тому

    It’s Los vemos chico. In Mexican spanish you don’t seem to pronounce the V is that Ecuadorian spanish? Jc

  • @crazyvids3351
    @crazyvids3351 10 годин тому

    Omg. You sang Kenny rodgers. That was great.

  • @saralee4297
    @saralee4297 11 годин тому

    It takes money to make money!!!

  • @temismontenegromontenegro9319
    @temismontenegromontenegro9319 11 годин тому

    CONGRATULATIONS!!! 1OOOOO SUBSCRIBERS!!!

  • @sim4n6
    @sim4n6 11 годин тому

    I once bought a nutcracker 😅 I look myself like a idiot each time I come across in the kitchen

  • @jeanetteschulthe1andOnly
    @jeanetteschulthe1andOnly 12 годин тому

    Unlucky for life...can also be who and what you surround yourself. It may be the support/not group even if it just affects your confidence and/or outlook on life. Don't get rid of them or fight with them, they are quite comfy with this...find new friends, outlets. Maybe the sour apples will learn from your having "Enough!". You do not have to say anything to them actually.

  • @casualamber
    @casualamber 12 годин тому

    Talk fast at the start & end, talk slow in the middle. Got it.

  • @laurennguyen1008
    @laurennguyen1008 13 годин тому

    I love your blunt advice, especially get your s*** together.

  • @ivankoop1915
    @ivankoop1915 13 годин тому

    I am not sure about this, if you have 100k, you shouldn't put all in stocks and you will not get a 10% from it. I'll say a an average return will be around 5%. Otherwise you are risking your whole net worth. So maybe this is true around 180k saved.

  • @Ashermicheal6341
    @Ashermicheal6341 13 годин тому

    kiana rachel was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from kiana rachel.

    • @Lucas75332
      @Lucas75332 13 годин тому

      success 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in last month 2024

    • @liammateo287
      @liammateo287 13 годин тому

      You trade ?? Wow that's huge, how do you make that much monthly?

    • @Ashermicheal6341
      @Ashermicheal6341 13 годин тому

      rachel approaches trading in a completely unique way. I'm puzzled by her methods. She just seems to have an innate understanding of this trading world

    • @DivineChibueze-od8py
      @DivineChibueze-od8py 13 годин тому

      I'm new at this, please how can I reach her?

    • @Ashermicheal6341
      @Ashermicheal6341 13 годин тому

      she's mostly on Telegrams, using the user name. ....

  • @DarrellWefel-ts2kr
    @DarrellWefel-ts2kr 14 годин тому

    It's called the Greed of Capitalism !!! Will be the downfall of America !!!

  • @DarrellWefel-ts2kr
    @DarrellWefel-ts2kr 14 годин тому

    The slaves in the south over 100 years ago realize that !!! Now everything's came to fruition !!! It's like the old saying goes ? You reap what you sow !!!

  • @DarrellWefel-ts2kr
    @DarrellWefel-ts2kr 14 годин тому

    The slaves in the south over 100 years ago realize that !!! Now everything's came to fruition !!! It's like the old saying goes ? You reap what you sow !!!

  • @DarrellWefel-ts2kr
    @DarrellWefel-ts2kr 14 годин тому

    We're actually making less money ! Because of price of products and goods Has not kept up with inflation compared to wages !!!

  • @DarrellWefel-ts2kr
    @DarrellWefel-ts2kr 14 годин тому

    That's the exact same reason why I retired at 51 years old from General Motors after 30 years and 5 months ! I got ZERO Respect from Management !!! And I can say I was an exceptional employee !!! Even skill tradesman that came up from Ford in Detroit , Couldn't couldn't believe how crappie General Motors treated their people !!!

    • @leinster22
      @leinster22 7 годин тому

      GM always made “s**t cars anyway

  • @rosej5029
    @rosej5029 15 годин тому

    This video feels like a scifi thriller of a post-apocalyptic Earth😮

  • @user-kv4db5vr3b
    @user-kv4db5vr3b 15 годин тому

    Would love to see some fresh content…

  • @KNS616
    @KNS616 15 годин тому

    & thank you Austin for making very thoughtful, useful videos. From a loyal listener and subscriber.

  • @Josephbasta827
    @Josephbasta827 16 годин тому

    I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer

    • @Nguyenvictory83
      @Nguyenvictory83 16 годин тому

      I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

    • @Jessecote875
      @Jessecote875 15 годин тому

      Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

    • @Rodriguezpaul-9
      @Rodriguezpaul-9 15 годин тому

      The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

    • @carolynvo7802
      @carolynvo7802 15 годин тому

      I'm new at this, please how can I reach her?

    • @Charlottehornets4
      @Charlottehornets4 15 годин тому

      Her good reputation already speaks for her .I’m also one of the beneficiary of Natalie Strayer. So happy I gave it a trial after being skeptic of the process.

  • @KirbyIneson
    @KirbyIneson 16 годин тому

    Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I am avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate MN. since covid 19 my expenses are extremely low. I have zero debt on a 7 figure portfolio, low rent and car paid off. So i can just save. feel lucky and grateful my fiduciary came into play.

    • @AurucciLou
      @AurucciLou 16 годин тому

      I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing.

    • @NamsaAlcantar
      @NamsaAlcantar 15 годин тому

      Kirby please can i get your consultants info? or should i drop mine?

    • @KirbyIneson
      @KirbyIneson 15 годин тому

      @@NamsaAlcantar Dianne Sarah Olson' is her name. In her area, people consider her to be a genius. Look her up; she's well regarded in her field.

    • @calerothenis
      @calerothenis 15 годин тому

      i googled the lady you mentioned and she has a really impressive bio, i'm looking to make consultations myself

  • @Jean.A.squirrel
    @Jean.A.squirrel 16 годин тому

    I don't know if I watch your channel for the information or for your wonderful humor. BOTH

  • @liquidfylth
    @liquidfylth 16 годин тому

    Great episode! I really like your take on luck. We all feel unlucky sometimes, but this puts the whole thing into perspective. Thanks!

  • @martinrodriguez7049
    @martinrodriguez7049 16 годин тому

    Workers are not quite quitters or lazy, the company makes them that way. I workaerospace and they turned me a lazy quiet quitter, I do the minimum required so I slow down when I’m ahead of production.

    • @leinster22
      @leinster22 7 годин тому

      I worked in factory for 5 years for an American multinational medical device company in Ireland as line supervisor. Pay, benefits excellent for all employees way beyond what their American counterparts in a factory in California could expect. I was making 28% more than my counter part in California. Why ? Company took advantage of Ireland’s very low corporate tax rate. Meaning create great paying jobs for locals while we take advantage of your governments low tax rates. You guys in California = eat it. Never work again, folks for these vulture corporations. They roam the world like night time flying vampires looking to suck on an opportunity regardless of the resultant mayhem to people and society.

  • @dapperlygrungy3189
    @dapperlygrungy3189 16 годин тому

    Can I look poor wearing my Prada Downtown Sneakers? Basically, my Prada sneakers resemble Nike Jordan's or Nike Dunks with the Prada branding. I bought them strictly for the quality of the leather. Nike is made of synthetic materials. If I wear non-brand clothes with my Prada sneakers, can I still have the appearance of looking poor? By the way, I'm not in debt and have a robust emergency fund. I do have 5 designer sneakers that I rotate. I bought all my sneakers on sale. Zegna $350, Ferragamo $167, 2 Prada sneakers $642 each, and Tod's $417 = $2390 with tax. Is this bad? By the way, my sneakers are non-outlet all purchased at Nordstrom.

  • @freedomlovingporcupine914
    @freedomlovingporcupine914 17 годин тому

    One of the problems with American employers today is they consistently promote the reducers instead of the producers.

  • @raquelkutsch5600
    @raquelkutsch5600 18 годин тому

    Ok just signed up for Mint - from ATT - 🤞

  • @geertstroy
    @geertstroy 18 годин тому

    Dutch frugal here... Bought new Toyota in 2012 , hassle free , NO repairs , just maintenance as per the Law. Hybrid too. No worry , no banks , no hassle , no pretension , free and debt free , retired at 54 in communist gay losing merry old trashy Europe...bye...

  • @ares23dc
    @ares23dc 18 годин тому

    Work culture is so toxic. At my workplace, all managers act like it's their personal company, not realising that everyone there is slaving for a corporation.

  • @solidstate9451
    @solidstate9451 18 годин тому

    I have a cat. Already paid > 3 k€ this year for special food and vet.

    • @geertstroy
      @geertstroy 17 годин тому

      Moroooon ccc....bye.

  • @sandralauzon9416
    @sandralauzon9416 19 годин тому

    I have no car. When I get a car ride.....almost lime hang my head out the window with tongue hanging out!! Yep just like a doggie!

  • @darlineholmes6430
    @darlineholmes6430 19 годин тому

    We serve the corporate overlords

  • @aligmal5031
    @aligmal5031 20 годин тому

    it is not normal at all for a CEO to make x20 what his worker make not alone 87x or 399x

  • @thomasokeefe3081
    @thomasokeefe3081 20 годин тому

    No. 1 Rule. Take care of your health and keep your wealth.

  • @reginaldhufenstien
    @reginaldhufenstien 20 годин тому

    I set savings goals every year, but I always seem to fall short.

    • @har0ld551-hn6fm
      @har0ld551-hn6fm 20 годин тому

      It could be a few things. Maybe you're not tracking your spending closely enough. Until you know where your money is going, it's hard to cut back.

  • @debbieviebranz8100
    @debbieviebranz8100 21 годину тому

    Best video ever Austin! Thank you!

  • @Twinkie989
    @Twinkie989 21 годину тому

    Legal fees to divorce a narcissist. That's why.

  • @MAMAGGray
    @MAMAGGray 21 годину тому

    If I can get back to ZERO. it might work?

  • @draighodge6039
    @draighodge6039 22 години тому

    My jobs were sent to other countries. When I earned money, I was taxed to support people and policies that I oppose. When I became ill, I learned how inflexible employers can be. Now, I am "too old" and have too much experience or so I am told.

  • @playingindies6730
    @playingindies6730 22 години тому

    My rent is at 23% and since I live in one of the cheapest apartments you can get in my country, so I cannot lower that 😂

  • @simplelifestyle
    @simplelifestyle 22 години тому